Dallas Mortgage Associate Loan Programs

First Time Home Buyers

The biggest challenge facing most first time home buyers is saving the money normally required for down payment and closing costs. We have creative ways to minimize your out of pocket expenses to the 3% down payment only. If you have 3% to put down, steady employment and good credit we can probably approve your mortgage loan.

No Income Verification & Stated Income Mortgages

We have a variety of no income verification loan programs. These programs are for those borrowers that can't verify their income with traditional documentation.

No Down Payment/Zero Down 100% LTV Loans

We can finance the full purchase price of your home plus closing costs if you have excellent credit. These programs are available for those with credit scores of 680 and above.

Foreign Nationals & HI Visa

Foreign Nationals are those borrowers who are citizens of another country residing in the United States under a conditional resident Alien Card. We have 80% financing available up to $240,000.

Subprime Mortgage Loans

We've developed a reputation for getting the difficult loans approved. We have a wide array of programs for borrowers with minor credit glitches to those with major derogatory credit such as bankruptcy, foreclosure, repossessions and charge-off's or collection accounts.

Most of these sub-prime loan programs do not require repayment of outstanding charge off's or collection accounts.